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RatiVault vs SignNow

SignNow serves business teams. RatiVault serves regulated financial institutions.

SignNow offers competitive mid-market e-signatures as part of the airSlate platform. It handles standard business signing well. But financial services demand vaulted document storage, forensic audit trails, and compliance frameworks that general-purpose tools don't provide.

Two different approaches

RatiVault

Financial-grade signing with vaulted storage and compliance built in

SignNow

Affordable e-signatures within a business automation platform

Feature-by-feature comparison

Feature
RatiVault
SignNow
Vaulted storage
Immutable document vault
Standard cloud storage
Financial compliance
Built for FCA, PRA, MiFID II
General business compliance
Audit trail
Forensic-grade, full chain of custody
Basic certificate of completion
Document integrity
SHA-256 hash verification
Standard sealing
White-labelling
Full white-label
Limited branding
API quality
RESTful, modern, documented
REST API available
Data residency
UK/EU data centres
US-primary, EU available

Pricing: RatiVault vs SignNow

SignNow pricing typically requires annual commitments and per-user fees. Here's what RatiVault offers instead.

Secure

£129 /per month

For advisory firms and small financial practices

  • 300 documents per month
  • Unlimited signers
  • Full audit trail with certificates
  • 7-year vaulted document storage

Enterprise

£349 /per month

For regulated firms with compliance obligations

  • Unlimited documents
  • Unlimited signers
  • Full audit trail with signed certificates
  • Configurable retention (1-10+ years)

Institutional

Custom

For banks, insurers, and large financial institutions

  • Everything in Enterprise
  • Dedicated tenancy
  • Custom data residency (UK, EU, multi-region)
  • Extended retention (10+ years)

See full pricing →

Why teams switch from SignNow

Tamper-proof from upload to archive

SHA-256 hash at upload, before any signer touches the document. Immutable audit trail throughout. Any modification is cryptographically detectable. Not a feature flag — the architecture itself.

7-year vaulted storage, standard

Financial regulators expect years of retention. RatiVault stores documents and complete audit trails for 7 years by default, with immutable storage that prevents deletion or tampering during the retention period.

FCA-ready audit trail

Per-event logging: IP address, user agent, ISO 8601 timestamp, verbatim consent text, document hash. Exportable as signed audit certificates. Designed for the questions your FCA supervisor will ask.

Zero third-party exposure

The signing experience runs zero analytics, zero tracking pixels, zero third-party scripts. Your clients' financial data and signing behaviour is never shared with anyone. Full stop.

The bottom line

SignNow is a solid mid-market signing tool. But financial institutions need more than solid — they need provable, auditable, and vault-grade. RatiVault was designed for the regulatory scrutiny that financial services face daily.

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