RatiVault for Wealth Management
Wealth managers handle client agreements, suitability letters, risk questionnaires, and discretionary mandates — documents that carry both financial and regulatory weight. RatiVault signs them securely and vaults them immutably for the full retention period your FCA obligations require.
Client onboarding paperwork takes days of printing, posting, and scanning — while your competitor onboards digitally in an afternoon
Your FCA supervisor expects per-event evidence for every client signature, but your current tool produces a single summary certificate
Suitability letters and risk disclosures need 7-year retention, and your signing tool's storage is a generic folder, not an immutable vault
Send suitability letters, IDD documents, and discretionary mandates for digital signature. Clients receive a secure, branded link and sign from any device. Onboard new clients before they change their mind.
Per-event logging: IP address, user agent, timestamp, verbatim consent text, document hash. Exportable audit certificates designed for FCA regulatory evidence. Your compliance officer gets exactly what they need.
Signed documents enter tamper-proof storage for 7 years. No one — including RatiVault staff — can modify or delete them during the retention period. When your regulator asks for a document from 5 years ago, it's there.
Plans designed to scale with your needs.
For advisory firms and small financial practices
For regulated firms with compliance obligations
For banks, insurers, and large financial institutions
Wealth managers handle client agreements, suitability letters, risk questionnaires, and discretionary mandates — documents that carry both financial and regulatory weight. RatiVault signs them securely and vaults them immutably for the full retention period your FCA obligations require.
Request a security review