RatiVault for Insurance
Insurance operates on long time horizons. A policy signed today might be disputed in a decade. RatiVault provides the tamper-proof storage, cryptographic integrity, and immutable audit trail that means your evidence is as solid in year seven as it was on day one.
Claims disputes surface years after the original policy was signed, and your evidence is a certificate of completion with no per-event detail
Policy documents are stored in a generic document management system with no tamper-proof guarantees — opposing counsel will challenge their authenticity
Renewal signatures are collected via email reply or wet signature, creating gaps in your audit trail that underwriters flag during reviews
SHA-256 hash at upload, immutable audit trail, and cryptographic proof of document integrity. When a claim is disputed years later, your evidence is cryptographically verifiable, not just a PDF someone could have recreated.
7-year standard retention, configurable to 10+ years. Policy documents and their complete audit trails stored immutably for the full period. Long-tail claims and run-off periods covered.
Send renewal documents and policy amendments for e-signature with full audit capture. Every renewal has the same evidentiary standard as the original policy. No more informal email confirmations.
Plans designed to scale with your needs.
For advisory firms and small financial practices
For regulated firms with compliance obligations
For banks, insurers, and large financial institutions
Insurance operates on long time horizons. A policy signed today might be disputed in a decade. RatiVault provides the tamper-proof storage, cryptographic integrity, and immutable audit trail that means your evidence is as solid in year seven as it was on day one.
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