RatiVault vs OneSpan Sign
OneSpan Sign has deep roots in regulated signing — banking, insurance, government. That pedigree is genuine. But two decades of platform evolution means legacy APIs, complex deployment, and pricing models that require a sales conversation before you see a number. RatiVault delivers the same compliance rigour on modern infrastructure, with transparent pricing and an API your developers will actually enjoy using.
Modern vault-grade signing — same compliance depth, better technology
Trusted e-signatures for regulated industries since 2000
OneSpan Sign pricing typically requires annual commitments and per-user fees. Here's what RatiVault offers instead.
For advisory firms and small financial practices
For regulated firms with compliance obligations
For banks, insurers, and large financial institutions
SHA-256 hash at upload, before any signer touches the document. Immutable audit trail throughout. Any modification is cryptographically detectable. Not a feature flag — the architecture itself.
Financial regulators expect years of retention. RatiVault stores documents and complete audit trails for 7 years by default, with immutable storage that prevents deletion or tampering during the retention period.
Per-event logging: IP address, user agent, ISO 8601 timestamp, verbatim consent text, document hash. Exportable as signed audit certificates. Designed for the questions your FCA supervisor will ask.
The signing experience runs zero analytics, zero tracking pixels, zero third-party scripts. Your clients' financial data and signing behaviour is never shared with anyone. Full stop.
OneSpan is the established name in regulated signing, and their compliance capabilities are solid. If you want the same regulatory assurance on a modern platform with transparent pricing, a developer-friendly API, and tamper-proof vaulted storage, RatiVault is the forward-looking choice.
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