RatiVault vs DocuSign

DocuSign stores your documents. RatiVault vaults them.

DocuSign is the world's most popular signing tool. But 'most popular' and 'most secure for financial services' aren't the same thing. When your FCA supervisor asks for evidence of a client signature from 5 years ago, you need more than a certificate of completion — you need the full chain of custody, the document integrity hash, and immutable proof it hasn't been touched since signing. That's the difference between storage and a vault.

Two different approaches

RatiVault

Tamper-proof signing and vaulted storage for financial services

DocuSign

The #1 way to sign electronically

Feature-by-feature comparison

Feature
RatiVault
DocuSign
Document storage
Immutable vault — tamper-proof for full retention period
Standard cloud storage
Default retention
7 years (2,555 days)
Varies by plan, typically 1 year
Audit trail depth
Per-event: IP, UA, consent text, document hash
Certificate of completion (summary)
Document integrity
SHA-256 hash at upload, immutable record
Tamper-evident seal (proprietary)
Third-party tracking on signing page
None — zero scripts
DocuSign analytics, account prompts
Pricing model
Flat per-firm
Per-user (£25-£40/user/month)
FCA compliance focus
Purpose-built for regulatory evidence
General compliance (SOC 2, ISO 27001)
Data residency
UK default (eu-west-2)
Configurable (enterprise sales required)
Implementation
Days, self-serve or guided
Weeks to months for enterprise
Legal validity
eIDAS, ESIGN, UK law
eIDAS, ESIGN, UK law

Pricing: RatiVault vs DocuSign

DocuSign pricing typically requires annual commitments and per-user fees. Here's what RatiVault offers instead.

Secure

£129 /per month

For advisory firms and small financial practices

  • 300 documents per month
  • Unlimited signers
  • Full audit trail with certificates
  • 7-year vaulted document storage

Enterprise

£349 /per month

For regulated firms with compliance obligations

  • Unlimited documents
  • Unlimited signers
  • Full audit trail with signed certificates
  • Configurable retention (1-10+ years)

Institutional

Custom

For banks, insurers, and large financial institutions

  • Everything in Enterprise
  • Dedicated tenancy
  • Custom data residency (UK, EU, multi-region)
  • Extended retention (10+ years)

See full pricing →

Why teams switch from DocuSign

Tamper-proof from upload to archive

SHA-256 hash at upload, before any signer touches the document. Immutable audit trail throughout. Any modification is cryptographically detectable. Not a feature flag — the architecture itself.

7-year vaulted storage, standard

Financial regulators expect years of retention. RatiVault stores documents and complete audit trails for 7 years by default, with immutable storage that prevents deletion or tampering during the retention period.

FCA-ready audit trail

Per-event logging: IP address, user agent, ISO 8601 timestamp, verbatim consent text, document hash. Exportable as signed audit certificates. Designed for the questions your FCA supervisor will ask.

Zero third-party exposure

The signing experience runs zero analytics, zero tracking pixels, zero third-party scripts. Your clients' financial data and signing behaviour is never shared with anyone. Full stop.

The bottom line

DocuSign is a great general-purpose signing tool. RatiVault is a signing vault for financial services. If your regulator needs to see evidence in 5 years, the difference between 'stored' and 'vaulted' is the difference between scrambling and being prepared.

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