RatiVault is document signing with a built-in vault. Every signature is cryptographically sealed, every action is audit-logged, and every document is stored immutably for as long as your regulator requires. Built for financial services teams who can't afford 'good enough'.
Trusted by financial services and insurance firms managing £2B+ in client assets
Upload any PDF. RatiVault computes a SHA-256 hash immediately and seals the document before anyone sees it. This is your cryptographic proof of the original state.
Recipients get a secure, branded signing link. Every action — view, consent, signature — is logged with IP address, device fingerprint, and timestamp. Nothing is implied. Everything is recorded.
Signed documents enter the vault: encrypted, immutable, retained for 7+ years. When your compliance team or regulator needs evidence, it's there — hashed, timestamped, and complete.
The security of a vault. The simplicity of a signing tool. Built for financial services.
SHA-256 hash at upload, before any signer touches the document. Immutable audit trail throughout. Any modification is cryptographically detectable. Not a feature flag — the architecture itself.
Financial regulators expect years of retention. RatiVault stores documents and complete audit trails for 7 years by default, with immutable storage that prevents deletion or tampering during the retention period.
Per-event logging: IP address, user agent, ISO 8601 timestamp, verbatim consent text, document hash. Exportable as signed audit certificates. Designed for the questions your FCA supervisor will ask.
The signing experience runs zero analytics, zero tracking pixels, zero third-party scripts. Your clients' financial data and signing behaviour is never shared with anyone. Full stop.
REST API with webhooks, bulk operations, and automation triggers. Plug RatiVault into your CRM, portfolio management system, or client onboarding workflow without manual steps.
One price for your whole team. Add advisers, paraplanners, administrators, and compliance officers without per-seat multiplication. Predictable costs your finance director will appreciate.
"We manage £400M in client assets. DocuSign's generic audit trail wasn't enough for our FCA reporting. RatiVault gives us per-event evidence with IP, timestamp, and consent text. Our compliance officer signed off in a week."
Jonathan R.
Head of Compliance, A UK discretionary fund manager
"Insurance applications need signatures, retention, and audit trails that survive claims disputes years later. RatiVault's 7-year vault means we're not scrambling for evidence when a claim is challenged."
Claire M.
Operations Director, A Lloyd's managing agent
"Client onboarding used to involve printing, posting, scanning, and filing. Now it's a link, a signature, and it's vaulted. Our advisers get their time back and compliance gets their audit trail."
David S.
CEO, A national IFA network
We've done the homework so you don't have to.
Every signed document is stored in encrypted, immutable storage for the full retention period (7 years by default). During this period, documents cannot be deleted, modified, or tampered with — by anyone, including RatiVault staff. This is the level of assurance your regulator expects.
RatiVault is designed to satisfy FCA record-keeping and audit requirements. Every signature event includes IP address, timestamp, user agent, and verbatim consent text. Documents are SHA-256 hashed at upload and retained immutably for 7+ years. We provide compliance documentation and can support your regulatory review.
No. Clients receive a secure, branded link via email. They click it, review the document, and sign — no account creation, no app, no friction. The experience is designed to feel professional and trustworthy, not like a software trial.
DocuSign is a general-purpose signing tool. RatiVault is purpose-built for financial services: 7-year vaulted retention, FCA-ready audit trails, tamper-proof document integrity, and zero third-party tracking. DocuSign's comparable features require their highest-tier enterprise plans.
Yes. The REST API supports campaign creation, document upload, recipient management, send triggers, and status queries. Webhooks provide real-time notifications. Common integrations include Salesforce, wealth management platforms, and client portals.
All data is stored on AWS infrastructure in the UK (eu-west-2). Encrypted at rest (AES-256 via AWS KMS) and in transit (TLS 1.3). Documents and audit trails never leave UK jurisdiction unless explicitly configured for multi-region deployment.
Signed. Sealed. Vaulted.. Secure document signing and long-term storage for financial services, insurance, and compliance-driven organisations. Every signature locked in a tamper-proof vault.
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